Lawyer's Story

My name is Ron Brown, I am a senior partner at Brown and Crouppen. Several years ago I was instrumental in forming our bankruptcy group. Since its inception this department has successfully handled thousands of Chapter 7 and Chapter 13 personal bankruptcies. Let me tell you, it’s a great feeling to help nice people get out from under debts that are literally killing them. This year has been a very significant one at Brown and Crouppen in terms of how we have decided to handle our current and future debt relief practice. We have decided to associate with the independent lawfirm of Alan D. Teitelbaum and Associates on a referral basis to work on future bankruptcy cases. Mr. Teitelbaum’s firm is an experienced debt relief law firm. I have known Alan personally for over 30 years and have complete confidence in his ability to successfully handle these matters.

Let me tell you about some clients we recently helped. This family came to see us because they had fallen behind on their mortgage payments and the mortgage company had scheduled a foreclosure sale of their home. By filing a Chapter 13 bankruptcy, we were able to stop the sale. We then drafted a payment plan for them, spreading their payments over a 3 year period. We were able to give them some breathing space that allowed them a chance to get their money problems under control.

In some Chapter 13 bankruptcies we are able to restructure car loans, giving clients an opportunity to pay off their car as well as all their other debts. We then arrange for the debts to be paid in one affordable monthly payment over a 3-5 year period. It’s also possible through bankruptcy to release garnishments and even discharge civil judgments.

I remember one client whose serious medical problems kept her from working. She didn’t have health insurance and couldn’t pay her medical bills. Out of desperation she began paying for food and utilities with her credit cards. In no time, she was in deep financial trouble with no solution in sight. We were able to file a Chapter 7 proceeding which eliminated all her medical bills and credit card debts and enabled her to begin a new financially responsible life.

If you are currently having severe money problems, consider this. The U.S. Congress has drafted and is currently considering a new sweeping bankruptcy law that may make it more difficult to qualify for a Chapter 7 bankruptcy or restructure debt under Chapter 13. In other words, if you need help, now is the time to act.

If you have any questions about debt relief we can put you in touch with people who can answer your questions now, click here and someone will contact you promptly