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Things You Should Know
1. IT IS NOT
NECESSARY THAT THE DOG HAS BITTEN SOMEONE BEFORE IN
ORDER FOR YOU TO BE COMPENSATED.
Many people believe
that all dogs get one “free” bite before the
owner is responsible for damages, simply put, this
is not always the case. A showing that the dog owner
knew or should have known of the canine’s
dangerous propensities is generally enough, in many
states, to qualify for compensation.
2. THE INSURANCE
COMPANY IS NOT YOUR FRIEND.
If you’ve been
bitten by a dog it’s important to understand the
“real” agenda of the insurance company in your
case. First, understand the insurance company is not
your friend, they are not looking out for you, they
are only looking out for their own interests. See,
insurance companies exist for one purpose only, to
make money. Insurance companies make money by
selling insurance and receiving premium payments,
they then invest this money and make even more
money. Insurance companies lose money by paying out
benefits (money) to people hurt by dangerous dogs
owned by the people they insure. Since you are one
of those people who want the insurance company to
pay you money you represent a potential loss to the
insurance company and insurance companies hate
losses, cause that really sets back that whole “exist
only to make money” thing. Never forget these
simple facts, they are the basis for everything the
insurance company does, they have only one goal,
that is to close your case without paying you
anything or if they have to pay you something, to
pay you as little as possible.
3. THE INSURANCE
COMPANY IS ALWAYS REPRESENTED BY AN EXPERIENCED DOG
BITE LAWYER.
Insurance companies
are smart, they know that when you're dealing with
the law you need a lawyer, a lawyer experienced in
dog bite law. Insurance company lawyers are there
for one reason only, to protect the interests of the
insurance company. If you choose not to be
represented by a lawyer, the insurance company’s
lawyer armed with, years of knowledge and
experience, adjusters, investigators and almost
limitless resources has absolutely no obligation to
look out for your interests, you are on your own.
4. INSURANCE
COMPANIES PAY MORE MONEY IN DOG BITE CASES WHEN THE
INJURED PERSON IS REPRESENTED BY A LAWYER.
This fact comes from
observations made over many years of practicing law.
Paying more money to dog bite victims who have
retained legal counsel certainly explains why so
much of an insurance adjuster’s time is spent
trying to discourage bite victims from talking to
lawyers. When you think about it, it makes sense, of
course people without representation who have essentially no
knowledge or experience about dog bite law, won’t
be able to negotiate nearly as effectively as a
trained, dog bite attorney. Since insurance company’s
sole reason to exist is to make money it’s clear
that keeping injured people and lawyers apart makes
good business sense for them, not for you.
5. HIRING A LAWYER
DOESN’T MEAN YOUR CASE WILL TAKE YEARS TO BE
SETTLED OR MEAN YOU WILL HAVE TO GO TO COURT.
A lot of people think
that hiring a lawyer delays the legal process so
that their case will take years to be completed. The
truth is, this is usually not the case. At Brown and
Crouppen most accident cases are finished in one
year or less. We usually figure that a case will be
all done within 60 to 120 days after we receive your
final medical records. As far as your fear of having
to go to court, don’t worry, it is rare that any
Brown and Crouppen client will ever have to go to
court or even sit for a deposition. Through a lot of
hard work we have developed a reputation in the
legal community that allows us to fairly settle most
of our cases without the need of our clients to be
subjected to these unpleasant parts of our legal
system. In short, don’t worry, your case will
probably be settled favorably in months not years
and very few Brown and Crouppen clients ever have to
appear in court.
6. YOU DON’T
HAVE FOREVER TO TAKE CARE OF YOUR DOG BITE CASE.
Unfortunately, this
is the truth. There are definite time limits in
taking care of your case. These time limits are
called statutes of limitations and if you wait past
the time set out in the statute your case is over,
forever, regardless if you have gotten any money or
not. Don’t let this happen to you, if you are
bitten by a dog don’t wait until it’s too late,
call Brown and Crouppen now.
7. IT DOES NOT
COST YOU ANY MONEY IN ADVANCE TO GET A LAWYER IN A
DOG BITE CASE.
At Brown and Crouppen
our policy in dog bite cases, as well as our other
injury cases, is that we never charge you any “in
advance” legal fee. The only way you ever pay any
legal fees or expenses is at the conclusion of your
case and then only out of the money we were able to
recover for you. If we are unsuccessful and no money
is collected then any costs we incurred is our
expense and of course you owe us nothing for our
time. We believe we should make money only after we
make you money. That’s why it doesn’t cost you
any money in advance to get a lawyer in a dog bite
case.
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